Yocket Finance
Yocket Finance
Yocket Finance
Still paying off your student loan?
Let’s make it cheaper.
Still paying off your student loan?
Let’s make it cheaper.
Still paying off your student loan?
Let’s make it cheaper.
Refinance your existing education loan to a smarter one with lower EMIs and a hassle-free process
Refinance your existing education loan to a smarter one with lower EMIs and a hassle-free process
Refinance your existing education loan to a smarter one with lower EMIs and a hassle-free process
See Your Potential Savings
See Your Potential Savings
See Your Potential Savings
Enter your current loan details to see how much you could save by refinancing.
Enter your current loan details to see how much you could save by refinancing.
Get Started with Refinance
What does "Refinancing" even mean?
What does "Refinancing" even mean?
Old Bank
Paid Off
APR: 13.5% (includes fees)
₹68,300 Monthly EMI
Old Loan
New Bank
Loan Approved
APR: 9.99% (no fees)
₹63,900 Monthly EMI
New Loan
You're not taking another loan. You're Upgrading to a better loan
Replace your existing student loan with one that's designed for working grads like you.
Get Started with Refinance
Refinance Smarter, Two Ways. Save Bigger.
Refinance Smarter, Two Ways. Save Bigger.
Refinance Smarter, Two Ways.
Save Bigger.
Explore flexible refinancing options designed to cut costs and boost long-term savings.
Explore flexible refinancing options designed to cut costs and boost long-term savings.
INR to INR
INR to INR
Refinance With an Domestic Lender
Refinance With an Domestic Lender
Suitable for Indian students working in the USA. This allows you to transfer your loan to a USA-based financial institution, and potentially benefit from better interest rates
Suitable for Indian students working in the USA. This allows you to transfer your loan to a USA-based financial institution, and potentially benefit from better interest rates
INR to USD
INR to USD
Refinance With an International Lender
Refinance With an International Lender
Suitable for students working in India. This allows you to transfer your loan to another lender in India, potentially securing lower interest rates and lower EMIs
Suitable for students working in India. This allows you to transfer your loan to another lender in India, potentially securing lower interest rates and lower EMIs
Benefits
Benefits
INR to INR
INR to INR
INR to USD
INR to USD
Reduced interest rate, lower EMI
Release cosigner
Tax benefits
Fixed interest rate
Save on forex charges
Refinance without employment
Currency stability
Extend tenure
Benefits
INR to INR
INR to USD
Reduced interest rate, lower EMI
Release cosigner
Tax benefits
Fixed interest rate
Save on forex charges
Refinance without employment
Currency stability
Extend tenure
Get Started with Refinance
HOW IT WORKS
In 4 simple steps
In 4 simple steps
In 4 simple steps
Step 1
Check Your New Loan Offer (30 sec)
Get personalised interest rates & EMIs. No documents or credit hit
Step 2
View Your Estimated Savings
See how much you’ll save over the time, instantly.
Step 3
Submit Basic Documents & Sign Online
Minimal paperwork with everything digital.
Step 4
We Pay Off Your Old Loan
Your new loan replaces the old one within 7 days, and you start saving immediately.
Step 1
Check Your New Loan Offer (30 sec)
Check Your New Loan Offer (30 sec)
Get personalised interest rates & EMIs. No documents or credit hit
Get personalised interest rates & EMIs. No documents or credit hit
Step 2
View Your Estimated Savings
View Your Estimated Savings
See how much you’ll save over the time, instantly.
See how much you’ll save over the time, instantly.
Step 3
Submit Basic Documents & Sign Online
Submit Basic Documents & Sign Online
Minimal paperwork with everything digital.
Minimal paperwork with everything digital.
Step 4
We Pay Off Your Old Loan
We Pay Off Your Old Loan
Your new loan replaces the old one within 7 days, and you start saving immediately.
Your new loan replaces the old one within 7 days, and you start saving immediately.
Get Started with Refinance
Why Refinance with Yocket?
Why Refinance with Yocket?
Why Refinance with Yocket?
With higher acceptance rates and faster career growth abroad, now is the smartest time to make your move.
With higher acceptance rates and faster career growth abroad, now is the smartest time to make your move.
9.99%
New APR
Lower EMIs
Fixed interest rates starting from 9.99% APR.
+ $2,400
Tax + Employer Benefits
Save up to $2,400/year in taxes + get up to $5,250/year in employer loan assistance
Payment Done
Simpler Payments
Avoid currency conversions & transaction fees.
Payment Done
Simpler Payments
Avoid currency conversions & transaction fees.
High credit score
Build U.S. Credit
Boost your credit score with every timely payment.
High credit score
Build U.S. Credit
Boost your credit score with every timely payment.
Loan Application Form
Loan Paid
Applicant Name
Nina Ameen
Birth of Date
17 July 1994
University Name
Arizona State University
Course Name
Computer Science
Status
Applied
Release Co-applicants
Free your parents or guarantors from old loans.
Get Started with Refinance
Frequently Asked Questions
Frequently Asked Questions
Frequently Asked Questions
Can I refinance my home-country loan?
Do I need a cosigner or U.S. credit?
How fast will I get my loan approved?
Can I refinance my loan more than once?
Will refinancing affect my credit score?
Are there hidden fees or penalties?
Can I refinance if I recently started my U.S. job?
Can I refinance my home-country loan?
Do I need a cosigner or U.S. credit?
How fast will I get my loan approved?
Can I refinance my loan more than once?
Will refinancing affect my credit score?
Are there hidden fees or penalties?
Can I refinance if I recently started my U.S. job?
Can I refinance my home-country loan?
Do I need a cosigner or U.S. credit?
How fast will I get my loan approved?
Can I refinance my loan more than once?
Will refinancing affect my credit score?
Are there hidden fees or penalties?
Can I refinance if I recently started my U.S. job?
One stop solution for all your financial needs.
What does "Refinancing"
even mean?
New Bank
Loan Approved
APR: 9.99% (no fees)
₹63,900 Monthly EMI
New Loan
Old Bank
Paid Off
APR: 13.5% (includes fees)
₹68,300 Monthly EMI
Old Loan
You're not taking another loan.
You're Upgrading
Replace your existing student loan with one that's designed for working grads like you.